Poll No. 130
Date: Dec 30,2004

Dear Madam,
Dear Sir,

We are pleased to tell you that our Palestinian Center for Public Opinion
(PCPO) has carried out in the last few days a survey of economical
character. The target this survey is aiming to is the knowledge of the
directions and inclinations of the Palestinians in respect of a set of
economic issues.

Please feel quite free to contact us if you have further questions. We will
be pleased to have your comments.

Yours faithfully

Dr. N. Kukali
President of PCPO

In the latest economical survey prepared by Dr. Nabil Kukali:

47.2% believe that their financial standing during the year 2004 is
worse than the year before.

37.9% expect an improvement in their financial standing during
the next year 2005.

68.2% are worried about the subsistence of their families.

60.4% evaluated the general economic situation in the Palestinian
territories as bad.

37.8% Believe that their major concern at present is safety.

From Majd Kokaly - Information Section

In the latest economical survey prepared by Dr. Nabil Kukali and conducted
by the Palestinian Center for Public Opinion (PCPO) in the period December
(20 - 24) 2004 during different working hours, a random sample at the size
of (1100) Palestinian adults from the West Bank, incl. East Jerusalem, and
Gaza Strip was chosen. All interviews in that survey were carried out face
to face inside the respondents' homes, the choice of which is randomly
performed according to PCPO's long experienced scientific methodology. The
sampling error throughout the survey is found at (+/-2.95%). The percentage
of female respondents was (47.9%) whilst that of the male ones was (52.1%).
The distribution of the random sample among the residential areas of the
respondents was (65.4%) in the West Bank, incl. East Jerusalem, and (34.6%)
in Gaza Strip. Dr. Kukali said that the average size of the respondent
families was (7.5) individuals, and the number of schooling years for the
respondents was (11.8) years.

"The most significant results of this survey", commented Dr. Nabil Kukali is
that the majority of the Palestinian people evaluated their financial
standing during the year 2004 as bad". Dr. Kukali added further that "there
is a certain optimism in the improvement of the people's economical
situation during the next year 2005 since the majority of the Palestinians
expect that the elected PA president would give the economic situation of
the people a special dedication after so many announcements and promises
made on this issue by the presidential candidates He added that "55.5% of
the respondents believe that Al-Aqsa Intifada was at various degrees a
disadvantage to their economical interests". Dr. Kukali concluded his
interpretations saying "the Palestinians are generally satisfied with the
services rendered by the banks operating in the territories of the
Palestinian Authority".

Dr. Kukali said the results of the poll were as follows:

1) Do you think that any of the presidential candidates is raising an
economic program for encountering the present economic crisis?

Total
1. Yes 48.9%
2. No 32.1%
3. Don't know19.0%

West Bank
1. Yes 52.5%
2. No 31.3%
3. Don't know16.2%

Gaza Strip
1. Yes 41.9%
2. No 33.5%
3. Don't know24.6%

2) Are you optimistic or pessimistic towards the realization of economical
achievements in the Palestinian territories by the winner PA presidential
candidate?

Total
1. Optimistic25.9%
2. Pessimistic 63.5%
3. Don't know10.6%

West Bank
1. Optimistic27.8%
2. Pessimistic 62.3%
3. Don't know9.8%

Gaza Strip
1. Optimistic22.1%
2. Pessimistic 65.9%
3. Don't know12.0%

3) Was your financial standing during the year 2004?

Total
1. Better than the year before?13.0%
2. At the same level of the year before?42.5%
3. Worse than the year before?39.2%
4. Don't know.5.3%

West Bank
1. Better than the year before?13.9%
2. At the same level of the year before?45.1%
3. Worse than the year before?35.2%
4. Don't know.5.8%

Gaza Strip
1. Better than the year before?11.1%
2. At the same level of the year before?37.2%
3. Worse than the year before?47.2%
4. Don't know.4.5%

4) Do you expect that your financial standing in the next year 2005 will be?

Total
1. Better than the ending 2004?37.9%
2. At the same level as the ending 2004?23.9%
3. Worse than the ending 2004?15.3%
4. Don't know23.0%

West Bank
1. Better than the ending 2004?37.6%
2. At the same level as the ending 2004?23.2%
3. Worse than the ending 2004?18.3%
4. Don't know20.9%

Gaza Strip
1. Better than the ending 2004?38.5%
2. At the same level as the ending 2004?25.3%
3. Worse than the ending 2004?9.3%
4. Don't know27.1%

5) In general, what is the degree of your satisfaction or dissatisfaction
about the services rendered by the banks operating in the territories of the
Palestinian Authority?

Total
1. Very satisfied10.1%
2. Somewhat satisfied43.3%
3. Somewhat dissatisfied18.1%
4. Dissatisfied 18.0%
5. Don't know10.5%

West Bank
1. Very satisfied11.9%
2. Somewhat satisfied45.2%
3. Somewhat dissatisfied20.2%
4. Dissatisfied 12.2%
5. Don't know10.6%

Gaza Strip
1. Very satisfied6.7%
2. Somewhat satisfied39.6%
3. Somewhat dissatisfied14.2%
4. Dissatisfied 29.4%
5. Don't know10.2%

6) In the present situation of not achieving yet an agreement of a durable
peace, do you agree or disagree with an open market and joint economical
projects between Israel and the Palestinians?

Total
1. Strongly agree20.0%
2. Somewhat agree37.0%
3. Somewhat disagree17.3%
4. Strongly disagree20.7%
5. Don't know.5.0%

7) Do you evaluate the general economic situation in the Palestinian
territories as?

Total
1. Good5.7%
2. Middling30.1%
3. Bad60.4%
4. Don't know3.8%

West Bank
1. Good7.8%
2. Middling35.1%
3. Bad51.9%
4. Don't know5.3%

Gaza Strip
1. Good1.8%
2. Middling20.5%
3. Bad77.0%
4. Don't know0.8%

8) Up to which extent are you at present worried about the subsistence of
your family?
Total
1. Very worried29.0%
2. Worried39.2%
3. Not so worried19.4%
4. Not worried at all9.4%
5. Don't know3.0%

West Bank
1. Very worried28.1%
2. Worried42.9%
3. Not so worried17.2%
4. Not worried at all8.2%
5. Don't know3.7%

Gaza Strip
1. Very worried30.9%
2. Worried32.2%
3. Not so worried23.7%
4. Not worried at all11.7%
5. Don't know1.5%

9) Looking back to fifty one months from the outbreak of Al-Aqsa Intifada;
do you think that the Intifada was of great advantage or disadvantage to
your economical interests?

Total
1. Was of great advantage14.4%
2. Was somewhat of advantage24.9%
3. Was somewhat of disadvantage22.2%
4. Was of great disadvantage33.3%
5. Refuse to answer / Don't' know5.3%
West Bank
1. Was of great advantage16.9%
2. Was somewhat of advantage27.9%
3. Was somewhat of disadvantage21.0%
4. Was of great disadvantage29.3%
5. Refuse to answer / Don't' know4.8%

Gaza Strip
1. Was of great advantage9.5%
2. Was somewhat of advantage18.9%
3. Was somewhat of disadvantage24.4%
4. Was of great disadvantage41.0%
5. Refuse to answer / Don't' know6.2%

10) What is your main concern at present?

Total
1. job / money22.4%
2. Security37.8%
3. Health 14.4%
4. Future25.5%

West Bank
1. job / money25.4%
2. Security38.9%
3. Health 12.4%
4. Future23.3%
Gaza Strip
1. job / money16.4%
2. Security35.6%
3. Health 18.2%
4. Future29.9%

Contact Person: Dr. Nabil Kukali
Tel: 02 2774846, Telfax: 02 277 2034, Fax: 02 2774892
Mobile: 0547 216643 / 059726878
Email: kukali@p-ol.com